Card machine for your bakery

Fast, reliable card payments for your bakery - keep the morning queue moving with competitive rates that work for everyday purchases.

Common challenges

  • Losing sales from cash-only customers who've stopped carrying it
  • Transaction fees eating into margins on small purchases
  • Need speed during the morning rush
  • Don't want flour-covered fingers on a touchscreen - need contactless
  • Current contract terms are too rigid

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Recommended solutions

Shift4

Pax A800

Portable/countertop Android terminal with 5.7-inch touchscreen and Payment & POS functionality. Built-in Wi-Fi & 4G connectivity, along with thermal printing. Includes merchant branding on-screen, an intuitive over-the-phone payment flow, on-board POS features, and is configurable for full POS integration.

  • 5.7-inch HD touchscreen
  • Built-in printer
  • Wi-Fi & 4G
  • Contactless, Chip & Pin, over-the-phone
  • Fast contactless transacting
  • Integrates with its provider's own POS only
  • Android POS and payments
Contract
negotiable

Dojo

Pax A920

Portable/countertop Android terminal with 4.9-inch touchscreen, built-in Wi-Fi & 4G connectivity, and thermal printing. Its form-factor means it's ideal when payments need to be taken away from the counter. Easily handles over-the-phone payments, and is configurable for full POS integration with many third-party POS systems.

  • 4.9-inch HD touchscreen
  • Built-in printer
  • Wi-Fi and 4G connectivity
  • Contactless, Chip & Pin, over-the-phone
  • Can be integrated with multiple POS systems
  • Android payment-only terminal
Contract
negotiable

Why bakeries choose uno

A bakery’s busiest hours are concentrated - early morning and lunchtime. You need a card machine that handles the rush without slowing you down, and rates that don’t punish you for selling loaves and pastries, not luxury goods.

Built for the rush

Contactless payments are instant. No waiting for Chip & Pin when there’s a queue of people grabbing their morning bread.

Competitive rates for everyday prices

When your average sale is a few pounds, per-transaction fees matter. We find the provider with the best rates for your volume and average transaction size.

Simple and sturdy

Bakeries are working environments. We recommend terminals that are reliable, easy to clean, and simple for any member of staff to use.

What you get from uno

  • A card machine matched to your bakery’s trading pattern
  • Rates compared across multiple providers
  • On-site installation and walkthrough
  • Ongoing support when you need it

Common questions from bakery owners

Can a card machine keep up with a queue in a busy bakery?

Contactless payments process in a few seconds - faster than counting change on a £2.80 loaf. During the Saturday morning rush, that speed keeps the queue moving. The terminals we supply handle high-frequency, low-value transactions without any slowdown.

Can I take card payment for large pre-orders like birthday cakes or Christmas orders?

Yes. You can process any amount through the terminal - there's no upper limit on card payments for a standard merchant account. For advance orders, you can take a deposit when the customer places the order and the balance on collection. Over-the-phone payments are also available for orders placed by phone.

I start baking at 4am and serve until mid-afternoon - will the terminal be reliable for that shift?

The countertop PAX A800 runs from mains power and operates continuously - it doesn't care if your day starts at 4am. If you use a portable terminal, the battery comfortably lasts a full trading day from dawn to close.

General questions about uno
Which card machine is right for my business?

It really does depend on how your business operates - there's no one 'best solution' for all, as a Fine Dining restaurant in Covent Garden has completely different operational requirements to a Market Trader in Glasgow's bustling Barras, or a Cardiff Arms Park pub. We make the effort to truly understand how your business actually operates - before recommending the best solution from a range of providers, not just one.

How much does a card machine cost?

It varies by provider and model. With some providers, your first card machine comes with no upfront cost, no monthly rental, and no per-transaction fees - so your only cost is the processing rate on each sale you make. Additional terminals - or those from other providers - may well carry rental or per-transaction fees. The exact cost depends on your terminal type, provider, and monthly card turnover. Because uno works across multiple providers, we compare the real-world, overall costs and then find the most competitive deal for your specific situation.

How long will it take for me to receive my takings?

We know for many UK independent businesses cashflow is a daily struggle. We can offer various options, with settlement times ranging next morning, to the full three days it takes providers to actually receive your customers money. Whatever your working requirements are, we'll find the ideal solution to match those needs.

Do all uno card machines accept contactless payments?

Yes. Every payment terminal we recommend accepts contactless payments, including Apple Pay, Google Pay, and standard contactless cards. Contactless is now the default way most customers pay in the UK.

Will I be able to take 'over-the-phone' payments?

For most merchant-types this will be offered as a default payment option, available on-screen along with contactless and Chip & Pin. There are a small number of exceptional businesses operational-types where this is not the case - but for most, 'over-the-phone' payments will be offered as standard.

How can we process refunds?

Any terminal uno suggests would allow you to easily identify the original transaction. If still within the same day as the sale, then the transaction could then be 'voided'(aka 'reversed'). Voids/Reverses are typically instantaneous. However, if that trading day's 'banking window' had closed (typically at Midnight) then it would technically be classed as a 'refund' - which would then be subject to the bank's standard 3-5 day processing timeframe to complete.

Will we need to do complicated PCI compliance like we do with our current provider?

The great news for you is none of the providers uno works with have complicated anything! For those that require PCI of any sort at all, it really is a simple, painless process that just takes a few minutes per year!

Am I locked into a contract?

Not with every provider. Several of the solutions we offer have no long-term contract - you can switch or cancel without penalty. We'll always be upfront about contract terms before suggesting you commit to anything.

How long does it take to get set up?

Most businesses are up and running within a few days. We handle the supply, installation, and configuration so you can focus on serving your customers. We walk you through everything on-site - so you're confident from day one.

Why go through uno instead of going direct to a provider?

Going direct means you only see a single provider's products, at a single provider's prices. Because uno works across multiple providers, we can genuinely compare options and recommend the solution that suits your business - not just the only one we happen to sell! You also get a dedicated point of contact for ongoing support.

Ready to find the right card machine?

We make the effort to understand how your business works, and only then recommend the solution that genuinely fits - not the one with the biggest commission.

Get Started 07395 451520