The card machines uno recommends for carpet and flooring retailers come with the lowest card rates, because on transactions for hundreds or thousands of pounds, the rate is almost the entire cost. Every card machine uno recommends for carpet and flooring retailers transacts within 3 seconds over Wi-Fi or built-in 4G, with next-day payouts.
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What is the best card machine for carpet and flooring retailers?
The best card machine for carpet and flooring retailers is billed on the Component billing model, because the lowest card rates make the biggest saving on the largest sales. The PAX A920 is the card machine uno recommends for carpet and flooring retailers, using the Component billing model.
The Component billing model’s ‘per-transaction’ fees, machine rental and monthly charges are trivial when set against the savings that its lower rates permit.
Can a carpet and flooring retailer take a deposit and the balance on the same card machine?
Yes. The card machines uno recommends for carpet and flooring retailers take a deposit when an order is placed and the balance on fitting day as two separate sales, each keyed to the exact amount owed.
A carpet and flooring retailer doesn’t have to choose between a countertop and a portable card machine: the card machines uno matches to carpet and flooring retailers can serve both roles. The modern PAX models that uno recommends for carpet and flooring retailers can sit on the showroom counter, or go out to a home measuring visit or a fitting: each with a built-in multi-network 4G SIM to automatically switch between EE, Three, Vodafone, and O2. With all-day battery life, each accepts contactless, Chip & Pin, Apple Pay, Google Pay, and Smart Devices, and prints a receipt for every payment, including deposits.
Can differing card types cost a carpet and flooring retailer more?
On the Component billing model, yes: each card type is charged differently, with business, corporate, and international cards typically charged significantly above consumer debit and credit cards.
Businesses come in all shapes and sizes, and each has its own unique trading pattern - which is why every line of a merchant’s processing breakdown needs analysing, so that all factors of a merchant’s trading pattern are taken into consideration. uno’s process identifies precisely where time and money are being lost by the business, shortlists the best options available, installs and demonstrates the chosen solution, and continues to support the merchant throughout the life of their contract - and beyond.
What should a carpet and flooring retailer check before choosing a card machine?
6 things worth checking before choosing a card machine for a carpet and flooring retailer: the card rates applied to each card type, other monthly charges, when processing fees are taken, how quickly payouts occur, signal quality, and any Point of Sale capabilities.
Card rates - rates that vary by card type, or one rate for all card types
Monthly charges - rental, PCI, or minimum monthly charges on top of processing fees
Processing fees - whether deducted from daily takings, or billed monthly
Payouts - next working day, or every day of the week
Signal - built-in 4G that switches between all four UK networks, for payments taken in and out of the showroom
Point of Sale - whether the card machine integrates with an existing POS, or comes as part of an all-in-one POS package
How the three billing models compare for carpet and flooring retailers
Component
Card rates
variable rates - dependent on card type
Monthly charges
machine rental, PCI, MMSC
Processing fees
deducted monthly
Payouts
next working day, or 7 days a week at extra cost
Signal
automatic switching between Wi-Fi and all four UK mobile networks
POS
integrates with existing third-party POS systems
Pros & Cons
lowest rates, but ‘per-transaction’ fees added. 12-month contract commitment
Best for
carpet and flooring retailers with large sale values, multiple showrooms, or an existing third-party POS system
Hybrid
Card rates
same rate for all card types
Monthly charges
POS / hardware rental
Processing fees
deducted daily
Payouts
next working day
Signal
automatic switching between Wi-Fi and all four UK mobile networks
POS
integrated POS & card machine package, with no upfront cost
Do carpet and flooring retailers get next-day payouts for their card machine takings?
Carpet and flooring retailers get next-working-day payouts with the card machines uno recommends, so a payment taken on a Saturday is paid out on Monday. uno can also offer a 7-day payout option at extra cost, with the Component billing model.
Can a carpet and flooring retailer’s customers pay for a whole carpet by contactless?
Yes, by Apple Pay or Google Pay, whose limits sit far above any carpet sale because each payment is verified on the customer’s own phone. A contactless card carries a much lower spending limit set by its bank, so a larger carpet sale on a card is paid by Chip & Pin, on the same card machine.
Can a carpet and flooring retailer take payments over the phone?
Yes, carpet and flooring retailers will be able to take deposits and balances over the phone, or using the convenient Pay-By-Link feature. This feature allows the retailer to request payment from a customer via a secure link, which is easily then linked to that customer’s account.
Can a carpet and flooring retailer split one sale across two cards?
Yes. Each part is keyed in as its own payment, which the card machines uno recommends take to the penny, so a carpet sale can be split across two or more cards. It suits a customer whose credit limit falls short of the whole carpet.
Ready to choose the right payment solution for your business?
