Card machines for vets

Reliable card payments for consultations, treatments, and surgeries - competitive rates on higher-value invoices.

Common challenges

  • Higher-value treatments make transaction fees significant
  • Need to take payment at reception and on farm callouts
  • Chasing bank transfers for larger invoices is time-consuming
  • Current provider is expensive or offers poor support
  • Want a portable option for home visits and farm calls

Recommended solutions

Dojo

Pax A920

Compact, Andoid 7 Payment-only device with a 5-inch touchscreen. Built-in thermal printer along with Wi-Fi & 4G connectivity - ideal when payments need to be taken away from the counter. Configurable for integration and to take over-the-phone payments too

  • 5-inch HD touchscreen
  • Built-in printer
  • Wi-Fi and 4g connectivity
  • Contactless, chip & PIN, over-the-phone
  • Can be integrated with multiple POS systems
  • Android 7 payment-only terminal
Hardware
£0
Monthly
£25-35
Debit
0.6% typical
Credit
1.0% typical
Commercial
> 2.25% typical
International
2-3.5%
Per transaction
3–5p
Contract
negotiable

Shift4

Pax A800

Portable/countertop Android 10 terminal with 5.7-inch touchscreen and Payment & POS functionality. Built-in thermal printer along with Wi-Fi & 4g connectivity. Latest model from Pax includes on-screen merchant branding, intuitive over-the-phone payment flow, on-board POS features, as well as being configurable for full Shift4 POS integration (Dine & Delivery)

  • 5.7-inch HD touchscreen
  • Built-in printer
  • Wi-Fi & 4G
  • Contactless, chip & PIN, over-the-phone
  • Queue-Busting Fast Transacting
  • Only integrated with Shift4 POS
  • Latest Android POS & Payments
Hardware
£0
Monthly
Free for 1st machine
Debit
< 1.25% blended
Credit
< 1.25% blended
Commercial
< 1.25% blended
International
< 1.25% blended
Per transaction
0p
Contract
negotiable

Common questions from vets owners

Emergency vet bills can be £1,000+ - will the card machine handle that?

There's no upper limit on transaction values through a standard merchant account. A £2,000 emergency surgery payment processes the same way as a £45 consultation. On higher-value transactions, the rate difference between providers is significant - at 1.25% vs 1.69% on £1,000, you're saving £4.40 per transaction.

We offer out-of-hours emergency cover - can the terminal take payment at any time?

Yes. The terminal processes transactions 24/7, 365 days a year. There's no downtime, no maintenance window, and no out-of-hours restriction. A pet owner paying a £500 emergency bill at 2am on a Sunday is processed the same as a Tuesday afternoon consultation.

Can clients pay for treatment in instalments?

Each instalment is a separate card transaction - there's no limit on frequency. For a £600 treatment split across three visits, you process £200 each time. The terminal doesn't manage the instalment plan; that's between you and the client. But the payment processing is straightforward.

General questions about uno
Which card machine is right for my business?

It really does depend on how your business operates - there's no one 'best solution' for all, as a Fine Dining restaurant in Covent Garden has completely different operational requirements to a Market Trader in Glasgow's bustling Barras, or a Cardiff Arms Park pub. We make the effort to truly understand how your business actually operates - before recommending the best solution from a range of providers, not just one.

How much does a card machine cost?

It varies by provider and model. With some providers, your first card machine comes with no upfront cost, no monthly rental, and no per-transaction fees - so your only cost is the processing rate on each sale you make. Additional terminals - or those from other providers - may well carry rental or per-transaction fees. The exact cost depends on your terminal type, provider, and monthly card turnover. Because uno works across multiple providers, we compare the real-world, overall costs and then find the most competitive deal for your specific situation.

How long will it take for me to receive my takings?

We know for many UK independent buinesses cashflow is a daily struggle. We can offer various options, with settlement times ranging from just a few hours, to the full three days it takes providers to actually receive your customers money. Whatever your working requirements are, we'll find the ideal solution to match those needs.

Do all uno card machines accept contactless payments?

Yes. Every payment terminal we recommend accepts contactless payments, including Apple Pay, Google Pay, and standard contactless cards. Contactless is now the default way most customers pay in the UK.

Will I be able to take 'over-the-phone' payments?

For most merchant-types this will be offered as a default payment option, available on-screen along with contactless and Chip'n'Pin. There are a small number of exceptional businesess operational-types where this is not the case - but for most, 'over-the-phone' payments will be offered as standard.

How can we process refunds?

Any terminal uno suggests would allow you to easily identify the original transaction. If still within the same day as the sale, then the transaction could then be 'voided'(aka 'reversed'). Voids/Reverses are typically instantaneous. However, if that trading day's 'banking window' had closed (typically at Midnight) then it would technically be classed as a 'refund' - which would be subject to the bank's standard 3-5 processing timeframe to complete.

Will we need to do complicated PCI compliance like we do with our current provider?

The great news for you is none of the providers uno works with have complicated anything! For those that require PCI of any sort atall, it really is a simple, painless process that just takes a few minutes per year!

Am I locked into a contract?

Not with every provider. Several of the solutions we offer have no long-term contract - you can switch or cancel without penalty. We'll always be upfront about contract terms before suggesting you commit to anything.

How long does it take to get set up?

Most businesses are up and running within a few days. We handle the supply, installation, and configuration so you can focus on serving your customers. We walk you through everything on-site - so you're confident from day one.

Why go through uno instead of going direct to a provider?

Going direct means you only see a single provider's products, at a single provider's prices. Because uno works across multiple providers, we can genuinely compare options and recommend the solution that suits your business - not just the only one we happen to sell! You also get a dedicated point of contact for ongoing support.

Ready to find the right card machine?

We make the effort to your business, understand how you take payments, and recommend the solution that genuinely fits - not the one with the biggest commission.

Call 07395 451520 Get in touch